How Local Law Shapes Access
Our legal terms are written for India and can change by state, verification result and the payment rail used on your account. Where local law permits, you may open and use the service after you accept the terms that apply in your region. If a state
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rule, bank check or document review changes what we can offer, we limit access first and explain the reason in your account. We also keep payment and identity records only for the period needed to run the account, meet tax or audit duties, resolve disputes and
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complete security checks. UPI, Paytm, PhonePe and Google Pay appear here as local context, not as a promise that every method is open in every location.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.